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When
you meet Cézanne Fritz you are struck by her energy, enthusiasm,
and joy for life. Call me Zizi, she says,
shaking your hand warmly. Its as if youve met an old
friend.
As she welcomes you into her home, your
first thought is: Africa. You note the palm trees and tribal art
in every corner; the giant pachyderm painted on rich, heavy wood;
the leopard-skin patterned carpet running the length of her stairs.
But then you look closer and see: Creativity.
by Janie Johns photo
by Kyle Zimmerman
Isnt this fun? she asks, pointing to a collection
of miniature chairs mounted on what might have been an uninteresting
wall. Ive really enjoyed creating this living spacemy
home, my gardenwatching it evolve.
In fact, creativity is one of the key motivators for Zizi in her
work
Compassion, creativity, the ability to truly help othersthese
are some of the things that I love about my work, she says.
As Market General Manager for Alderwoods Group, Inc., a U.S.-based
funeral services corporation, Zizi is one of a handful of women
in the funeral services industry who are serving at the regional
management level.
It may seem at first to be an unusual career choice for a
woman, she says, But in truth, I think that being a
woman is advantageous in this business.
Zizi manages 14 funeral homes and cemeteries in New Mexico and
El Paso, Texas, and serves as General Manager of two Albuquerque
mortuaries, Strong-Thorne Mortuary and Fitzgerald & Son Funeral
Directors (each operates independently). In fact, Zizis connection
with these companies extends beyond the professional; she counts
both as part of her familys history.
Zizis great-great grandfather, O.W. Strong, and his brother,
Henry, founded Strong-Thorne. According to the family story,
she says, my great-great grandfather and great-great uncle
were heading west in 1878 when their wagon broke down at Second
and Copper in Albuquerque. For whatever reason, they decided to
stay.
The brothers set up shop as furniture and crockery makers, and,
as did most furniture makers of that era, they also built coffins.
Over time they extended their offerings to include an ambulance
service and funeral home. The horses that pulled the ambulance
where white, Zizi notes, and the horses that pulled
the hearse were black. As their company grew over three more
generations, they focused on mortuary services.
When Zizis grandfather, Oren, became ill, her mother, Sandra
Strong-Fitzgerald, stepped into a leadership position. Under her
direction, the business prospered.
My mother became very active in the funeral services industry,
she says. She served as President of the International Order
of the Golden Rule, a professional organization for funeral directors.
Over the years she worked hard to bring opportunities to women,
especially through education.
For many years my mother served as a consultant to women
owners of family-run businesses, she continues. Typically
it was the husband who ran the business. When a husband died, my
mother would help the woman analyze her business and assess her
options: Should she keep her business running? Sell it? My mother
helped open a lot of doors by teaching women to become active owners.
And what is Zizis personal connection to Fitzgerald &
Son?
Well, ironically she says, years later, after
her divorce, my mother married Ed Fitzgeraldher competitor!
Hence Zizis family ties to both companies.
Today, Zizi is a fifth-generation operator of Strong-Thorne, and
even though it was sold to the Alderwoods Group in 1988, the company
has remained under continuous family operation.
Its like the best of both worlds, she says. Operating
under Alderwoods is like running the family companyonly better.
In Zizis opinion, the larger firms can offer employees opportunities
for growth that often arent possible in smaller, family-run
businesses. She cites Alderwoodss employee-developed values
statement: Integrity, Teamwork, Communication, Compassion, and,
of course, Creativity.
So how does creativity play a role in what many would consider
a highly-traditional industry?
Funerals are changing, says Zizi. This is largely
because families are changing. Zizi cites blended families
of mixed heritages and religions, non-traditional families, and
our transient society as factors that have necessitated a broader
definition of what a funeral or memorial service might be. One
of the most important services we can provide families is to assist
them in designing funerals and memorial services that fit their
needs as well as the desires of the family member who has died.
And often those needs and desires do not fit whatuntil nowhas
been considered standard.
Alderwoods vision is that we use imagination and leadership
to exceed customer expectations, Zizi explains. That
vision exemplifies how the industry is changing. In fact, weve
been seeing a real shift these past few years as families take a
larger, more direct role in planning. They are creating the events
that celebrate the lives of their loved ones.
It is the celebration of life that forms the core of Zizis
passion for her work. It also is the force that creates the greatest
healing for families who have lost loved ones.
Families have done many special yet unusual things to honor
those they love, she says. For example, weve had
venues with Harley-Davidson motorcycles on Astroturf; gardening
paraphernalia; fishing gear; handmade quilts; and even a casket
supported by bales of hay. The family topped it with a saddle in
lieu of flowers.
And lets not forget the Spider-Man memorabilia collector
who filled the chapel with all things Spidey.
Actually, says Zizi, The Spidey guy is a Strong-Thorne
employee. As part of our company training, we invite each staff
member to plan, and then participate in, their own funeral venue.
It has proved to be one of the most important, and in some cases
life changing, components of staff education. Going through the
process of planning our own funerals can foster greater compassionand
imaginationboth of which are important to offer our clients
during difficult times.
Compassion is a hallmark of the industry, and Zizi is proud that
her company is the only funeral service provider in Albuquerque
to sponsor bereavement counseling groups. The groups are divided
into a seniors group (for those 55 and over), an under 55
group, and a group for parents who have lost children. Groups are
open to anyone who may need bereavement counseling. If you would
like to join a group, call (505) 842-8800 for more information.
Not only is compassion a focus of Zizis profession, but also
it is an integral part of her life. In July she will begin her one-year
term as president of the Rotary Club of Albuquerque. Its a
position she values highly as she will become the first fourth-generation
president in Rotary Interna-tionals history.
Its a tremendous honor, but also a responsibility,
Zizi says. The Rotary International motto is Service
Above Self. Im proud to be a member of an organization
whose primary focus is serving others.
Zizi has had much experience in community service. She has served
on the boards of the Presbyterian Healthcare Founda-tion, the Mid-Rio
Grande American Red Cross, the Literacy Center of Albuquerque, and
others.
In late June, Zizi returned from Australia where she attended this
years Annual Rotary International Conference. While there,
she hopped over to New Zealand and did some great scuba diving along
the Great Barrier Reef.
Life is an adventure! she says, an adventure
truly worth celebrating.
Strong-Thorne Mortuary
1100 Coal S.E.
Albuquerque, New Mexico 87106
(505) 842-8800
Fitzgerald & Son
3113 Carlisle N.E.
Albuquerque, New Mexico 87110
(505) 884-1188
10 Reasons Why You Should
PRE-Plan Your Own Funeral
1) You will die one day. Really.
2) Who can know what you want if you dont tell them?
3) Its not hard to do.
4) All you need is a pencil and paper
5) It doesnt cost anything.
6) Are you single? All the more reason.
7) Your death will be hard for your family and friends.
8) Pre-planning makes it easier.
9) Your family and friends will thank you.
10) Help them celebrate your life!
Three Ways To Plan For Your Death
a) Pre-plan Your Own Funeral.
Pre-plan with your family, if appropriate. Discover the options
that may be available in the event of your death. Visit a few funeral
homes and pick up their brochures and price lists. Get free info
from the New Mexico Funeral Consumers Alliance or www. funerals.org.
Think about funerals and memorial services youve liked and
havent liked. Talk to your family members and friends. Ask
what they feel or would want. Decide what is right for you. Write
your wishes down on paper. Be sure to include notes about any photos
or memorabilia you might want at your service. Keep the paper with
your important documents and let your family know where those documents
are stored. (New Mexico law states there is a statutory duty to
comply with your written wishes.)
b) Maintain Critical Records.
Keep all of your vital records up to date and in a safe place. Tell
your family where your records are kept. To know what information
to include, ask for free estate planning guides from your financial
advisor or funeral home. Or check out books such as Everything Your
Heirs Need To Know by David S. Magee (its a workbook with
pockets and checklists) and Life Planning in New Mexico by Merri
Rudd.
c) Pre-Pay Your Own Funeral.
Visit several different funeral homes and speak with their family
services representatives. Be sure to shop around and understand
all the terms of any contract. Contact the New Mexico Funeral Consumers
Alliance for information. Decide what you want and can afford. Keep
good records, and let your family know where those records are stored.
Janie Johns is a writer living in New Mexico
who has pre-planned (but not pre-paid) her own funeral. She can
be reached through her Web site at www.itseasytodo.com.
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Transitions
By Marilyn J. Walker, Ph.D.
The dream of civilized parents everywhere is for
their children to undergo a transition from babyhood to happy, healthy,
productive adulthood. Numerous changes from one state of being to
another along the way can be gratifying and even joyful.
Remember when you got your drivers license
and had to know and obey traffic laws, pay for insurance, maintain
the vehicle, and never drive under the influence of alcohol or drugs?
When you graduated from high school or college, you had to find
a job or money to continue toward another degree. When you got married
you had to learn to communicate, compromise, provide or manage
an income and run a household. Becoming a parent, starting a business,
and moving are other significant transitions.
Congratulations if you have succeeded in any of
the above. However, it is rare indeed for anyones life to
unfold as expected, with orderly, planned-for changes. Most of us
find that our plans dont work out, and we have to adjust to
disappointment, betrayal, failure, etc. It is wise to always keep
a secondary plan in mind if the first one fails.
Not-so-happy transitions are often thrust upon
us. Have you been orphaned, widowed, divorced, lost a job, sued,
robbed, assaulted, or had an embarrassing secret exposed? Catastrophic
or painful events can cause a transition from optimistic to bitter,
physically healthy to handicapped, or financially secure to insecure.
Since no one is immune to negative happenings, we all need a philosophy
of life that can sustain us through difficult times. It matters
what you think, and especially how you think. Think positive
is easier said than done, but positive transitions depend on doing
just that.
In addition to a positive attitude and introspection,
excellent lessons come from outside ourselves. There are countless
inspiring examples of people who have successfully handled difficult
transitions of all kinds: the elderly who are generous, warm, and
seldom complain; the disabled who have good humor and a positive
outlook; and poor people who find happiness in the midst of poverty.
Two most commonly fantasized transitions are wishing
to move from poor or average to wealthy by winning the lottery,
marrying rich, or inheriting a bundle. A change of attitude considerably
increases the probability of moving up the economic ladder.
The same is true for moving from lonely to loved.
Kindly involving oneself with children guarantees love. Romantic
love is more difficult. Mistaking sex for love can land one in a
heap of misery, as will assuming that youll get what you give.
There are many peoplewho look for innocence to exploit. Once burned,
though, learn from the experience and set higher standards for a
relationship that include each one caring about the long-term welfare
of the other.
Some unwanted transitions can sneak up on us.
A social drinker can become a drug user or addict. Striving to look
like a model can result in bulimia or anorexia. Eating without thinking
may cause overweight and associated problems. Innocently repeating
rumors may lead to becoming a malicious gossiper. Shading the truth
may lead to earning yourself the reputation of a liar. Eagerly wanting
to add your two cents to any conversation makes you a know-it-all.
The remedy for such unwanted transitions is to
first decide you want to be healthier and enjoy a more favorable
reputation. There are numerous self-help books, support groups,
churches, and probably friends or relatives who can help in some
way. The most essential factors, though, are being honest with yourself
and then making a determined commitment to your own well-being.
Inevitable transitions such as birthdays are milestones
that remind us about getting older. How we deal with aging depends
a great deal on a practical outlook. We get older and usually
wiser. Those we wish would listen to us too often will not
(loved ones, legislators): still there are many who will listen
to you, profit from your knowledge, and even love you for sharing
it. Write a paper or book; volunteer at a school, jail, or other
community facility.
Another inevitability is declining health. Whether
this happens to you while young or very old, fast or slow, it will
happen. As it occurs, count up the things you can still do; dont
focus on what you cant do. You and those around you will be
much more content that way.
Still another inevitability is, unfortunately,
death. Documenting your wishes about assets and funeral arrangements
gives some peace of mind. The greater question of mortal to spiritual
realm requires paying attention to whatever inspired holy
books you deem most significant, and to ponder what you should
do in this life to prepare for the next.
Bringing about desired transitions requires making
decisions. Big goals becoming a doctor, accountant, basketball
pro, artist, musician, business owner, etc. depends on taking teensy
steps. That means setting teensy goals doing your homework,
turning it in, filling out applications, practicing, studying and
learning from mistakes, then trying again.
About one-third of all young people who achieve
a particular career or kind of job change their minds during their
30s. One of the most important mind-sets we can carry with
us is reserving the right to change our minds. Life experience often
yields a different perspective and realization of new opportunities.
Relationships with family, friends and co-workers
usually can be drastically improved. Transitions from competitive
to cooperative; resentful to understanding; or hurtful to helpful
require setting goals. Opening ones mind and heart to listen
to others thoughtfully, without pre-judgement, is one of the most
important goals. This takes continuous practice. When you want understanding,
whom do you seek out? Is it someone who loads you up with opinions
and advice, or someone who listens to you? We are all pretty much
the same in that regard.
Making a transition from one routine or habit
to another in order to pursue an appealing new goal can be satisfying
and deeply rewarding. So sit down, decide what transitions you want
to make, and write down the first teensy goals to accomplish. And
behold, youve taken the first step. Good luck.
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WHAT WOMEN DONT KNOW AND NEED
TO KNOW
By Deborah Gunderman
It is frightening to discover what women
dont know and need to know when considering or going through
a divorce, states Deborah Gunderman, ACSW, LMSW, Divorce Consultant
with The Divorce Resource Group in Albuquerque. Having talked with
well over 200 women who have gone through the divorce process, Gunderman
has a unique perspective about the needs of divorcing women.
It all started when Gunderman began talking
with already divorced women. After one, two, or more years of being
divorced, many of these women had no money, were losing their homes
to foreclosure, and were filing bankruptcy. And these were not women
who had been without assets to divide at the time of their divorcethey
just did not receive what was rightfully theirs in the divorce settlement.
This happens for several reasons,
says Gail Andrews, CFP, CDP, MBA, the other partner with The
Divorce Resource Group. One reason is emotional distress. Many women
are so distressed at the loss of a 20, 30, or 40+ year marriage
that they just agree to anything offered to them to make the pain
go away. Not having information about what is rightfully theirs,
or how various retirement plans can be divided they settle for the
house and let it go at that. Another reason is that the attorney
they selected may not have known how certain retirement plans needed
to be handled according to the plan administrator.
The divorce decree did not properly provide
for these special circumstances or the division of other assets.
After the divorce was final, it was too late to have the mistake
corrected.
Gunderman and Andrews have helped educate
more than 150 women to date about the financial aspects of divorce
through a workshop titled Women, Money & Divorce.
It is offered in both a once-a-week class that runs for six weeks
or a one-day format. During the workshop, women learn about whether
or not to keep the house, how to refinance the house in their name,
what the process is in filing for divorce, how to select an attorney,
medical, life, and long-term care insurance, Social Security issues,
differences between pension plans and other retirement plans, and
a host of other topics important for creating an equitable marital
settlement. A local family law attorney and Nancy Archuleta, President
of the Albuquerque Brokers Association and Vice President of Melbourne
Financial Corporation, are among speakers at the workshop.
Women who have completed the workshop have
offered numerous positive comments:
This is essential information I have not
found elsewhere.
I feel less intimidated by the process of divorce with this
knowledge.
Practical and valuable information.
I can now confidently express what
I want and need from the divorce.
Statistics show us that the issue of women
and divorce is an important one. If a woman has been married for
more than ten years and has chosen to be a full-time homemaker,
the proper division of the assets is critical for her financial
survival. She may not have a Social Security retirement account
or, due to short-term employment, a very small amount has accumulated.
Her return to the workforce is not necessarily encouraging since
she is starting to work at a later age and will have fewer years
to contribute to Social Security or other retirement plans.
In many cases, without the addition of the
marital retirement assets, a woman can find herself in poverty at
retirement. The median income for single women 65 years and older
was $10,899 a year in 2000, as cited in the Womens Institute
for a Secure Retirement (WISER) May 2002 report titled Your
Future Paycheck. The same report cites the fact that only
27 percent of women entitled to receive a portion of the husbands
pension actually receive it, even when allowed by law, due to the
lack of proper completion of special court orders called qualified
domestic-relations orders (QDRO). The Divorce Resource Group can
provide information on how to complete this process.
Andrews is one of only a few Certified Divorce
Planners in the state of New Mexico. She decided to add this designation
to her other qualifications as a financial planner mainly because
of her own experience of divorce. If only there had been someone
like me at the time of my divorce to help make these financial decisions.
It was very difficult to know what was the right and best thing
to do, without the advice of a financial professional, Gail
stated. Recent articles in both The Wall Street Journal and The
New York Times have highlighted the services of Certified Divorce
Planners and the value they bring to their clients who are going
through divorce.
The Divorce Resource Group, in addition
to offering this workshop, meets individually with clients to discuss
their needs before and during the divorce, plan for the marital
financial settlement, and work on life continuation plans after
the divorce. With this assistance, women are better prepared to
go through a divorce and achieve the best life possible after the
divorce.
That is exactly why Gunderman and Andrews
have created The Divorce Resource Group. For more information about
the workshop and their services, contact The Divorce Resource Group
in Albuquerque at (505) 243-1771 or divorceresourcegroup@spinn.net.Deborah
Gunderman has a Master of Social Work (MSW) degree from Washington
University in St. Louis. Throughout her 26-year career, she has
been a counselor, consultant, and trainer in both the private and
public business sectors, with an emphasis on helping people manage
transition and change.
During the workshop, women will learn
about :
whether or not to keep the house
how to refinance the house in their name
what the process is in filing for divorce
how to select an attorney, medical, life, and long-term
care insurance
social security issues
differences between pension plans and other retirement
plans
and a host of other topics important for creating an equitable
marital settlement.
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From My Desk
by Jackie Grommes shown with
her grandaughter Ally
Transitions
The past two years of my life have been about transitions of monumental
proportions. I was still learning to live with the empty nest
syndrome when my beloved parents passed away within a year
of each other. During the same two-year period, my older
sister came to live with us, I turned 50, celebrated my 25th wedding
anniversary, and became a first-time grandmother. Hows that
for a few transitions! The next big turning point however, is one
of my own making.
My husband and I are leaving New Mexico for a slower pace of life
in a rural community where we have five acres of land waiting for
us to build our dream home. My husband will continue his contracting,
and my cousin and I are eventually going to open a small country
store. This has been a life-long dream for me, but Ill be
leaving my family at New Mexico WOMAN, and that will be one of the
saddest parts of moving. I have often wondered how I could have
gotten through the drama that has been my life without the love
and support of the women here on staff that I have come to count
on.
As readers of this magazine we have met many women
who manage their businesses with intelligence as well as heart.
About five years ago I decided I wanted to try being my own boss.
One of my mentors, Maggie Seeley, helped me Jump Start
out on my own through her seminar of the same name. Flush with motivation
and empowerment, I decorated my home office with the Feng Shui principals
I had learned, framed my newly created vision statement, and hung
out my bookkeeping shingle. Through referrals from one woman business
owner to another, I had clients. I learned that first year through
trial and error what fit for me and what didnt,
and along that path I came to New Mexico WOMAN.
I discovered Jill Duval at the helm of this amazing operation.
I wondered how she and this small group of eclectic women could
produce such a beautiful monthly magazine and annual womens
yellow pages. It didnt take long for me to know I had aligned
myself with a remarkable woman who would help me fly. Along the
way I became the Assistant to the Publisher which, as
it sounds, encompasses all things great and small, but set in motion
a four-year journey for me. Working at the magazine I found resources
for everything from grief counseling to car insurance. But it has
always been the women I work with who have been my greatest resource,
and they are what I will miss the most.
The universe has its plan for us, and I am very grateful that New
Mexico WOMAN was part of my plan. I hope youll continue to
support our mission, which turns out to be in part about providing
women a safe and nurturing place to transition through life.
Jackie Grommes
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